1. startwinkle05 Said,

   I would go straight to a lawyer. They have more experience dealing with an insurance company and can probably get you more money. The insurance company will try to get away with paying you as little as possible.
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2. nicehogans Said,

   It depends on how serious the injury is. I do PI and the property damage portion can usually be handled by the client. A lawyer is good to deal with the pain and suffering part of the claim. This also depends on what state you are in. I am in Florida, which I feel is more Plaintiff friendly.

   Without more facts it is hard to say, but generally you are better off going with a lawyer.
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3. Lucky7tjw Said,

   Depends on the personal injury. Remember lawyers don’t work for free, and a few bruises won’t cause much of a fuss. Depends also on who was liable. Obviously the other party I’m assuming. I would consult a lawyer, and if they give the green light, then go ahead, but be careful in negotiating their fees. Remember, they should be making a commission off of your deal. If you have to pay out of pocket, it may not be worth it.
   Also, there are times (if you trust your insurance company) when your company can settle a deal far better then you can, especially if a rival company is paying. My friend punches numbers for the medical world, they love to see the max they can get for their customers, so don’t get too ansy. Talk to your agent and see what they’re working out for you. If you’re not satified, then go to a lawyer.
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4. billtheboxkicker Said,

   Listen to STAR Twinkle. I got screwed hard because I didn’t call the cops or a lawyer. I was backed into, and at the time I was parked. So speak to someone before you settle.
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